SSO gas station with blue sky background

What fuel cards do supermarkets accept?

Like most people in the UK, you’re likely to be spending a significant sum on fuel. This is also coupled with the fact that you’re often at the mercy of the pumps that are available to you in your area, requiring you to spend more than you would otherwise – though, even if the prices were great, the locations still wouldn’t be very convenient.

In the world of business, this can be a real problem. If you consider a haulage company, for instance: the fuel costs of professional drivers will add up quickly. To add to that, the need to take an odd route to reach a fuel pump can cost time and money too. Just a fractional loss in the efficiency of each journey can mount up into huge drains on the overall business.

With that said, you don’t necessarily have to get your fuel from conventional stations, even if you’re getting fuel for business purposes, you can get your fuel from supermarket stations instead. There is the common misconception that supermarket fuel is of a lower-quality somehow, but it’s hard to find compelling evidence to support that. What we do know is that all fuel sold in the UK conforms to basic standards.

So, if you’re fine with (or even encourage) your drivers filling up at supermarket fuel stations, is that the most money you can save? No, it isn’t. You could get a fuel card that allows you to fill up at those stations.

Who should be using a fuel card?

Any business that accrues significant costs due to fuel can benefit from a fuel card. The advantages are great for small and large fleets, but the fuel cards vary widely, so it’s important to think about what you can gain from using one weighed against what you might have to pay.

Fuel cards that can be used in supermarkets in particular are an excellent choice for businesses that travel through urban areas – even more so if they need to regularly purchase business items form supermarkets, as this can save a lot of time through avoiding extra journeys.

How much does using a fuel card cost?

Businesses don’t provide things like fuel discounts for free, so there’s always some kind of value in it for them, but the costs can vary.

  • Pay an annual fee – You could pay a fee each year to remain a member of the fuel card scheme, and it could be fixed for your entire company or depend on how many cards you require for your drivers
  • Pay service fees – Just as you might pay a transaction fee for an online transaction, you could be charged a fee on top of every payment (much less than what you save however)
  • Pay to use other stations – Every fuel card provider has a different array of supported stations. While you can sometimes use a fuel card at unsupported stations, you can be charged for the privilege
  • Pay to update details – Some fuel card companies look for relatively admin-centric ways to make their money; this can involve charging clients to update their details
  • Pay for replacement cards – From time to time, drivers will lose their fuel cards, and you may have to pay for the replacements
  • Simply use the card as intended – You may not need to pay anything at all to use the fuel card, because not all schemes charge you.

Every fuel card provider will have a unique combination of fees and charges, so play close attention when considering a particular scheme to see how well it’s likely to work for you.

man with credit card opening fuel tank of his new car

What makes a supermarket fuel card different?

So, what makes supermarket fuel cards different from regular fuel cards? It’s simple enough: a supermarket fuel card is on that can be used at supermarket fuel stations with no additional charges, and they may even offer extra benefits in the process.

While it’s possible for a supermarket to offer their own original fuel card along with their line up of loyalty cards and debit/credit cards, there’s currently no UK-based supermarket that provides one. When we talk about a supermarket fuel card, then, we’re talking about third-party cards that support supermarket fuel pumps.

Supermarket fuel card reviews

Now we’ve covered what fuel cards do, why you might want to use one, and what a supermarket fuel card involves, we can start looking at the most commonly available fuel cards that can be used at a supermarket fuel station. The selection we’re going to review includes five cards, each with arrangements for various supermarkets – you can see which ones in the table below.

  Tesco Morrisons Sainsbury’s Cooperative
Allstar X X X X
Key Fuels X X    
UK Fuels X X X X
Texaco Fast Fuels X X X X
Shell One/Multifleet   X    

 

Allstar

The Allstar fuel card earns the top position for one reason: it’s currently the only fuel card that can be used at all major UK supermarket fuel stations.

In addition to being accepted at all supermarket stations, this card allows you to use the Discount Diesel network which is accessible through 1,500 other sites, making it a powerhouse utility option if you’re reliant upon diesel. It also allows you to build up loyalty points.

UK Fuels

UK Fuels cards are accepted at around 3,500 sites on the UK Fuels network, making it an ideal choice for LCV diesel fleets. The card is accepted at a selection of BP, Shell, Esso, Texaco and independents on the UK Fuels network, plus all Morrisons, Tesco, Sainsbury’s and Cooperative sites, giving it excellent coverage.

Key Fuels

The Key Fuels card is also very competitive when it comes to filling up at a supermarket fuel station. The card is accepted at over 3,150 sites across the UK including all Morrisons and Tesco sites in addition to a selection of BP, Shell, Esso, Texaco and independent sites. It is also accepted for the M6 toll.

Texaco Fast Fuels

The Texaco Fast Fuels card is ideal for LCV and car fleets. It’s accepted at all Texaco sites, plus the UK fuels network. The card is also accepted at Morrisons, Cooperative, Tesco and Sainsbury’s sites and customers can also collect Tesco Clubcard and Sainsbury’s Nectar points.

Shell One & Multifleet

Both the Shell One and Multifleet cards are accepted at 3,800 sites across the country as well as Morrisons sites. Drivers can also collect Shell Go+ rewards via the Shell app. While both of these cards are aimed at different types of fleets, they both offer the same convenience.

Hand lifting a fuel nozzle at petrol station

Which supermarket fuel card should you choose?

It’s important to make the right decision, not just to save money at the pump, but also for the convenience. The appeal of saving money in the short term might seem appealing, but if you have to travel for those savings, you might not be saving as much as you think.

Take a look at our fuel cards comparison page to find out which card will be best suited to your business needs. Being one of the largest independent fuel card agents, we offer a considerable number of different fuel cards tailored to different needs.

We also have a useful Select Fuel Card tool which, after answering four simple questions can give you up to three fuel cards that will meet your criteria.

Our friendly team are always on hand to talk you through the selection process. Contact us today for more information.

 

 

 

Fleet of parked HGVs with trailers

The benefits of HGV fuel cards

Anyone who manages a fleet will know how quickly fuel costs can add up. But this is a particularly important concern for operators of heavy goods vehicles (HGVs). These vehicles tend to spend longer on the road and travel greater distances than cars and vans. This means more fuel consumption and higher bills.

Therefore, it’s vital your use of fuel is as efficient as possible. And this is where having a dedicated HGV fuel card can come in. These services not only save your business money by providing a discount every time you fill up, but also save time as well.

While there are a range of fuel cards available, you need one that’s specifically tailored to the needs of HGV operators. So what should you know about these services, and how can you find the best HGV fuel card?

The unique needs of HGV operators

HGVs have very different needs to other fleet vehicles. As they are obviously much larger than cars and vans, this needs to be factored into activities such as route planning and refuelling. There may be more restrictions on where you can and can’t go, for example, which means careful preparation is a must.

You need HGV-friendly facilities that can provide easy 24/7 access. For instance, you may need to ensure you’re using fuel stations with high canopies, high-speed pumps and wider turning circles designed specifically for these vehicles.

HGV drivers will typically have to stick to set routes and often have tight deadlines to maintain. Therefore, every mile they have to divert from this to find fuel is wasted time and profits.

Why choose an HGV fuel card

Man filling up an HGV with diesel

Having an HGV fuel card means many of these issues are taken care of. These services ensure you always have access to fuel at suitable locations at competitive pricing. What’s more, you won’t have to worry about things like fluctuating fuel prices, as many cards offer fixed prices, or can quickly alert you to any changes.

However, these are far from the only benefits of an HGV fuel card. Other advantages may include:

  • Bigger savings at HGV-friendly sites
  • Fuel management reporting tools
  • Improved security – no unauthorised payments
  • Instant email notifications on price changes
  • Easy online account management
  • Rewards for other discounts
  • Simple, interest-free payment terms
  • Quick, HMRC-approved invoices

The exact benefits on offer will differ from card to card. Therefore, it pays to do your research and take expert advice to find one that’s right for you.

Finding the best HGV fuel card

All the UK’s major fuel brands offer fuel cards designed for HGV use. Many of these are mixed cards that can also be used to fill up other vehicles with petrol and diesel, while others are restricted only to HGVs. Among the most popular HGV-friendly fuel cards are:

  • BP Bunker Fuel Card
  • Shell CRT Fuel Card
  • Texaco Fastfuel Card
  • Keyfuels Fuel Card

Finding the best HGV fuel card can be challenging. You may not need all the benefits a certain card provides, for instance, while the routes you travel may mean one particular brand’s stations are more conveniently-located than others.

For many firms, coverage will be a key concern. However, it’s important to look beyond the headline figures. For instance, a particular card may boast availability at thousands of sites, but you need to know how many of these will be suitable for HGVs.

If you’re doing a lot of motorway driving, for instance, BP’s Bunker card has the UK’s most extensive network. It offers access to 77 motorway sites, compared with 53 for Shell CRT. However, the Shell card can be used on the M6 toll and lets your drivers collect Go+ rewards that can be used on food and hot drinks as well as fuel.

Selecting an HGV fuel card provider

Customer service agent with headset at computer

It’s not just the fuel card itself you should think about. You also need to ensure you’re selecting the right fuel card provider. You need a service that understands the unique needs of your business and can help you find the best HGV fuel card.

A good provider offers more than just access to cheaper fuel. You’ll also benefit from a dedicated account management team who will be available to answer any queries or issues you have.

Providers with proven customer service and a deep understanding of your business ensure that however large your HGV fleet is, you can find the right solution to cut your fuel costs.

To find out how Fuel Card Services can help you, get in touch with our team today, and see which HGV fuel cards would be best for your business.

Man with fuel card opening fuel tank of his car

When did you last review your business’ fuel card deal?

Not reviewing the service providers your business uses is an easy habit to fall into. When you’re already busy with your day-to-day tasks, checking if you’re getting the best deal from your current provider falls to the bottom of your already lengthy to do last.

But when did you last review your fuel card deal? When you are thinking about your company’s current deal, there are a few things that you need to think about.

How much money can I save?

First and foremost, the big question you should be asking yourself is how much money will this save the business? When buying a product like fuel that has frequent price changes, it’s important to make sure that your supplier is keeping to the deal they promised you.

By comparing deals by fuel card providers, you can compare how your current deal stacks up against other providers. Some providers fix the price of fuel to below that at the pump, while others pass on savings made by sourcing their fuel from competitively priced suppliers, so each provider will present different savings.

Many fuel card accounts also let you generate reports, or download your fuel usage data for custom reporting, so you have all the information you need to analyse expenditure and avoid fuel fraud.

How convenient is my fuel card?

Shell filling station on side of the road

The price you pay at the pump might not necessarily be the only thing you’re concerned about when considering a fuel card. The convenience your card offers you should also play a big part in making a decision.

Each card offers varying coverage throughout the UK, and one may be more suitable than others depending on your business’ needs. For instance, the Allstar One fuel card offers the widest coverage and is targeted at customers who value convenience over price, with access to over 7,600 sites across the UK, including 120 motorway sites, ideal for cars and LCV fleets.

Whereas, the Shell CRT card has access to over 1,000 sites at all Shell-branded service stations, but has fixed weekly prices, with no regional price difference. This card is recommended for HGVs and LCVs and it is ideal for HGVs and LCVs travelling on motorways and main roads.

Comparing the level of convenience your card offers you with other fuel cards that are available is an important part of making a decision when reviewing your business’ current deal. Use our comparison page to find out what coverage is offered by our range of fuel cards.

What other benefits does my current card offer?

Some cards offer a range of benefits that may be useful to you and your business, such as supermarket loyalty points. Purchases made with some fuel cards are eligible for loyalty points such as BPMe, Shell Go+ and Tesco Clubcard. Simply present the appropriate loyalty card when paying for your fuel and the points will be added to your account.

Many cards don’t just offer savings on fuel, but managing servicing, tolls, expenses and much, much more. So, remember to review the added benefits that your current fuel card offers you against that of other providers.

Whether you’re running small business with a single vehicle, or a large national business with a fleet of vehicles, be sure to take the time to review your current fuel card to ensure you’re getting the best deal. You might find that there’s options out there better suited to your business.  To find out more about the range of fuel cards we have available and which ones would work best for your business needs, contact us today and one of our expert team will be happy to help.

Man using fuel card

What can I buy on a fuel card?

Fuel cards are essentially credit cards that are limited to fuel-related payments only. However, fuel cards offer more than just a payment method. The purchase restrictions provide businesses a much safer option compared to credit cards. For further information, check out our piece on the differences between fuel cards and credit cards. Below, we have answers for ‘what can I buy on a fuel card?’:

What can I buy on a fuel card?

Firstly, fuel cards are most recognised to purchase what their named after: fuel. As fuel cards are primarily used by driver’s mid-route, they are a convenient method so drivers don’t have to worry about having a way to pay for fuel with their own money or petty cash.

Secondly, some fuel cards allow you to buy additional items. These can include lubricants and oils, AdBlue, car washes, and other vehicle shop goods. Moreover, some fuel cards can be used to pay for toll road charges. This is a great way to save time and hassle for drivers, and to limit the amount of cash drivers need to carry on their person.

Keeping your finances safe

When using a fuel card, you are limiting any risk of fraudulent transactions. This can prevent any untrusted individuals who may have got hold of your fuel card(s).

Also, fuel cards can be assigned to specific drivers or vehicles, and can be restricted with a daily spend. This can help you monitor your budget and stay in control of your fuel spend.

If you’re interested in discussing fuel card options, you can get in touch with our experts here at Fuel Card Services.

Woman using My Fleet Hub

My Fleet Hub: Our online fleet management portal

Whether you have an entire fleet or a handful of vehicles, managing costs, compliance, maintenance, emission control, duty of care, and admin can be challenging and time consuming.

Fleet managers and drivers today face a growing number of issues from rising fuel and maintenance prices to overwhelming regulations, duty of care, and paperwork. With Fuel Card Services, however, you can manage everything fleet all under one roof.

What is My Fleet Hub?

My Fleet Hub is our fleet management portal that allows you to manage your fuel cards 24/7, part of our range of additional fleet products. In addition, My Fleet Hub gives you access to manage our range of fleet maintenance services, including vehicle tracking, mileage counting, fleet servicing and repairs, and vehicle checks.

Screenshot of My Fleet Hub invoicing tab

The one-stop solution for all your vehicles

As mentioned above, My Fleet Hub encompasses every aspect of fleet management. With access to an indispensable range of integrated services, each product is developed to make each vehicle simpler, safer, and cost effective to manage and use.

Below, we have listed what products are available on My Fleet Hub and how they can be beneficial to your business.

Control fuel card costs

From individual pump discounts to weekly fixed pricing, we save thousands for businesses every day. Moreover, we don’t incur transaction charges on our fixed price fuel cards. So, here are some of the tools you can use to help manage your fuel cards:

Manage cards

On My Fleet Hub, you can manage all of your fuel cards from any supplier.

Card transactions

Also, you can view up to 2 years of card transactions, which are downloadable by individual or card.

Reports

Detailed reporting is available on fuel purchases and anomalies, as well as automated drawing reports.

Invoicing

Furthermore, you can view and download up to six years of stored invoices and statements on the portal.

Pump locator

Lastly, on My Fleet Hub you can find a driver’s nearest refuelling point and avoid unnecessary detour and costs.

Save miles with Tele-Gence

Tele-Gence is a telematics platform that delivers intelligent fuel management by integrating fuel card and live tracking data. Therefore, it offers in-depth reporting in pump pricing, driver behaviour, fuel fraud, vehicle tracking, and more.

In addition, our telematics platform is on accessible on My Fleet Hub, and takes seconds to log on.

Save vehicle maintenance costs with MyService.Expert

Keeping on top of servicing and repairing for one vehicle can be hassle alone. Multiply that to several vehicles in a commercial fleet and it can become a lot to manage.

MyService.Expert gives drivers and managers easy access to a network of garages that offers competitive savings on vehicle servicing, maintenance, repairs, and MOTs.

On My Fleet Hub, you can view all maintenance invoices, monthly reports, and vehicle service histories. All costs are approved online through our portal using a secure online system for added protection.

Reduce mileage expense claims with MileageCount

Tracking mileage can be daunting. Accounting for each journey takes time, can be inaccurate, and risks non-compliance with HMRC.

MileageCount tracks every mile of every journey in any vehicle accurately, reliably, and effortlessly. Integrated software makes mileage expense claims easy to submit, and you can view everything on My Fleet Hub.

Get peace of mind with MyDriveSafe.Expert

Carrying out daily checks to ensure vehicles are safe is the duty of every driver, and the responsibility of ever manager. It couldn’t be any easier with the MyDriveSafe.Expert app.

MyDriveSafe.Expert gives drivers a simple, comprehensive range of checklists, covering almost all vehicles and compliance with constantly-updated safety standards – all from a free app. In addition, it gives fleet managers the ability to track checks easily from anywhere.

Also, for £1 per driver per week for access to the portal online, MyDriveSafe.Expert helps speed up administration, record the time taken to perform checks, create incident reports, and produces a clear audit trail.

What next?

To conclude, My Fleet Hub is our answer to help businesses fleet management seamlessly with every tool in one platform.

So, if you are interested in any of our products mentioned, get in touch with our team of experts.