Woman using My Fleet Hub

My Fleet Hub: Our online fleet management portal

Whether you have an entire fleet or a handful of vehicles, managing costs, compliance, maintenance, emission control, duty of care, and admin can be challenging and time consuming.

Fleet managers and drivers today face a growing number of issues from rising fuel and maintenance prices to overwhelming regulations, duty of care, and paperwork. With Fuel Card Services, however, you can manage everything fleet all under one roof.

What is My Fleet Hub?

My Fleet Hub is our fleet management portal that allows you to manage your fuel cards 24/7, part of our range of additional fleet products. In addition, My Fleet Hub gives you access to manage our range of fleet maintenance services, including vehicle tracking, mileage counting, fleet servicing and repairs, and vehicle checks.

Screenshot of My Fleet Hub invoicing tab

The one-stop solution for all your vehicles

As mentioned above, My Fleet Hub encompasses every aspect of fleet management. With access to an indispensable range of integrated services, each product is developed to make each vehicle simpler, safer, and cost effective to manage and use.

Below, we have listed what products are available on My Fleet Hub and how they can be beneficial to your business.

Control fuel card costs

From individual pump discounts to weekly fixed pricing, we save thousands for businesses every day. Moreover, we don’t incur transaction charges on our fixed price fuel cards. So, here are some of the tools you can use to help manage your fuel cards:

Manage cards

On My Fleet Hub, you can manage all of your fuel cards from any supplier.

Card transactions

Also, you can view up to 2 years of card transactions, which are downloadable by individual or card.

Reports

Detailed reporting is available on fuel purchases and anomalies, as well as automated drawing reports.

Invoicing

Furthermore, you can view and download up to six years of stored invoices and statements on the portal.

Pump locator

Lastly, on My Fleet Hub you can find a driver’s nearest refuelling point and avoid unnecessary detour and costs.

Save miles with Tele-Gence

Tele-Gence is a telematics platform that delivers intelligent fuel management by integrating fuel card and live tracking data. Therefore, it offers in-depth reporting in pump pricing, driver behaviour, fuel fraud, vehicle tracking, and more.

In addition, our telematics platform is on accessible on My Fleet Hub, and takes seconds to log on.

Save vehicle maintenance costs with MyService.Expert

Keeping on top of servicing and repairing for one vehicle can be hassle alone. Multiply that to several vehicles in a commercial fleet and it can become a lot to manage.

MyService.Expert gives drivers and managers easy access to a network of garages that offers competitive savings on vehicle servicing, maintenance, repairs, and MOTs.

On My Fleet Hub, you can view all maintenance invoices, monthly reports, and vehicle service histories. All costs are approved online through our portal using a secure online system for added protection.

Reduce mileage expense claims with MileageCount

Tracking mileage can be daunting. Accounting for each journey takes time, can be inaccurate, and risks non-compliance with HMRC.

MileageCount tracks every mile of every journey in any vehicle accurately, reliably, and effortlessly. Integrated software makes mileage expense claims easy to submit, and you can view everything on My Fleet Hub.

Get peace of mind with MyDriveSafe.Expert

Carrying out daily checks to ensure vehicles are safe is the duty of every driver, and the responsibility of ever manager. It couldn’t be any easier with the MyDriveSafe.Expert app.

MyDriveSafe.Expert gives drivers a simple, comprehensive range of checklists, covering almost all vehicles and compliance with constantly-updated safety standards – all from a free app. In addition, it gives fleet managers the ability to track checks easily from anywhere.

Also, for £1 per driver per week for access to the portal online, MyDriveSafe.Expert helps speed up administration, record the time taken to perform checks, create incident reports, and produces a clear audit trail.

What next?

To conclude, My Fleet Hub is our answer to help businesses fleet management seamlessly with every tool in one platform.

So, if you are interested in any of our products mentioned, get in touch with our team of experts.

Image of a toy car alongside a financial statement with a stack of coins in the background

Fuel Card Tax: Are Fuel Cards a Benefit in Kind?

It’s important to understand how employee perks or benefits impact your tax liabilities. That said, we realise this can be a complicated subject.

Fuel cards are a fantastic way to simplify the management of fuel expenses and to save time and money. However, you need to make sure you’re aware of any tax you’ll need to pay.

What is a ‘Benefit in Kind’?

A Benefit in Kind is any benefit received by an employee that is not included in their salary. This includes everything from cash bonuses to company cars, paid parking spaces to providing external childcare. The government will tax these perks.

Are fuel cards a Benefit in Kind?

Image of a hand holding a fuel card outside a forecourt with filling pumps in the background

Use of a fuel card for business purposes is not classed as a taxable benefit and you won’t have to pay tax on a fuel card unless it is used to cover the cost of the fuel for personal travel. Under these circumstance the company is liable to tax charges and the business must pay users’ National Insurance contributions on the value of the fuel being used for personal use.

You can read about the benefits of moving away from fully expensed fuel here, where we discuss the benefits of private mileage and how to calculate if this arrangement is beneficial.

How to minimise your tax liability when using fuel cards

As we’ve mentioned, there are some potential tax implications that users of fuel cards need to be aware of. However, with proper planning, any unnecessary costs can be avoided.

The type of travel by cardholders is key. For example, buying fuel for travel to and from work is classed as personal travel, but paying for fuel to carry out a work delivery is not.

Should an employee use their fuel card for private mileage, this creates a tax burden for both the business and the individual. For the business, VAT can only be reclaimed on fuel expenses for business purposes.

As a result, you must pay VAT on fuel if an individual uses their company fuel card for non-business travel. Similarly, those who use a fuel card for private mileage face a variable fuel benefit charge based on several factors, including the type of fuel and CO2 emissions of their vehicle.

Because of this, you must keep clear records on business and private mileage for all fuel card users. HMRC requires this information to ensure you are meeting your tax liabilities.

Avoid paying unnecessary tax with fuel cards

Image of a set of car keys, a calculator and loose change on a desk

Simple ways to avoid unnecessary tax are:

  • Employees refrain from using fuel cards for personal travel.
  • Employees pay back any fuel card expenditure for private use to the business.

Ultimately, it’s your decision as to how your employees use their fuel cards. However, setting out a clear usage policy is important. Make it clear what the allowed behaviours are, and ensure cardholders are sticking to the rules.

At Fuel Card Services, we want you to enjoy fuel card benefits without the headache and cost of unnecessary taxation. A major benefit we offer is the provision of HMRC-approved invoices.

We combine all transactions for cardholders into a single monthly invoice. It saves your finance team the effort of going through expense receipts from staff, while also saving users time and out-of-pocket expenses at the pump.

If you’re interested in the many benefits of fuel cards, you can choose from our wide range of products. We offer all of the biggest brands – Shell, Esso, BP, plus many more. As a result, we’re sure you’ll be able to find the one that’s right for you.

Driver preparing fleet for winter

Top Tips for Fleet Managers: Preparing your drivers for winter driving

As the end of autumn approaches, it may be a good time to take a look at your winter vehicle checks and prepare your fleet for winter. Winter weather means an increase in rain, sleet, snow and ice, all factors that could make driving in the colder months of the year that much more dangerous. Research suggests that accident rates increase as much as 20 per cent on average during these winter months. But there are a number of checks and practises that can be undertaken to help ensure your fleet don’t become a part of the statistics.

Here is a checklist we have compiled to ensure your vehicles and drivers are well prepared for what the winter brings.

Routine maintenance checks

Maintenance of your fleet vehicles should be constantly managed in any fleet business. But as winter approaches, it is crucial to ensure your vehicles are prepared.

MyService.Expert is a great tool that can help you to manage the maintenance schedule and costs for your fleet. Not only does MyService.Expert help to organise costs and bookings, we have also negotiated a range of competitive rates from garages around the country to help cut the costs.

Tyre checks

Tyres are key to both good steering and safe braking. Consider utilising winter tyres for all of your fleet vehicles, particularly if your vehicles tend to visit remote areas. Winter tyres have tread that gets harder as weather gets colder, allowing the vehicle to drive over ice or snow easier than general tyres

Check the tyre tread more frequently. The recommendation is that treads are 3mm minimum to manage slippery conditions.

Inspect engines

Inspect all engines often, especially before long haul journeys. For added protection, anti-freeze should be replenished when possible.

Replace old batteries

Minimise the possibility for battery failure by ensuring no batteries are older than 5 years. Older batteries may struggle to hold their charge in the cold, and this can lead to fleet vehicles not turning on. For the efficient operation of your fleet, consider checking the health of and even replacing batteries that are older than three years.

Screen Wash

Lastly, check the screen wash levels and ensure your fleet are using a screen wash fluid with a suitable freezing point. It’s always important that screen wash is topped up so that drivers can clear their line of sight when driving, and should the screen wash freeze it could hinder visibility and safety.

Emergency packs for drivers

Ensure that all vehicles carry an emergency kit. If your driver breaks down, the emergency kit will provide some essentials to help the situation. Items may include:

  • High visibility jacket
  • Torch
  • Batteries
  • Screen wash
  • Ice scraper
  • De-icer
  • Emergency contact information

Make sure all of your drivers are aware of the emergency kits, so they are prepared if anything were to happen due to winter conditions.

Safety tips for winter driving

Keep your drivers updated of the possibilities of harsh weather. You may want to advise drivers to adapt their driver behaviour in line with severe road conditions.

Keep a constant speed

Keeping a constant speed when driving in winter weather helps to improve the grip of the vehicle to the road. Drivers should also move to higher gears quickly when driving on icy roads.

Leave plenty of room

Wet, icy and snowy roads can present an obvious risk of collision if not driven properly. Breaking distance is significantly impacted by winter weather, and as such fleet drivers should be reminded to always keep a generous distance between themselves and other drivers.

Avoid harsh acceleration

Accelerating harshly can cause vehicles to skid and trigger wheel spin. Whilst these are sometimes inevitable when driving in particularly cold and icy weather, not breaking too harshly can help to avoid it.

Use headlights in heavy snow

If faced with a journey in heavy snow, headlights should be used. Dense snow fall can seriously obscure driver vision, and driving in such conditions should often be avoided. However, when driving in snow is necessary, taking every measure to improve vision is vital to avoid accidents.

Use second gear to pull off

Using second gear and gently accelerating to pull off reduces the risk of wheel spin and skidding, allowing for a smoother and more efficient start to the journey.

Monitor driver safety with telematics

To add another layer of security, consider installing telematics in your vehicles. If your driver breaks down for whatever reason, you can locate your driver in a matter of seconds as opposed to relying on your driver’s describing where they are.

Tele-Gence is our advanced telematics service designed to improve driver safety and reduce costs with the best of market technology. Offering fully customisable software with a range of great tracking tools that can help fleet managers to monitor driver habits and safety, Tele-Gence is a invaluable addition to fleet management tools as we head into the colder months.

We hope our top tips on how to prepare your fleet for winter is useful to you and your drivers. To discuss vehicle tracking options, our Tele-Gence team are on hand to talk through the best fit for your business.

Close-up image of cars lined up in a showroom

Leasing vs buying fleet vehicles – which is right for you?

Making a decision on leasing versus buying vehicles is one of the most important parts of a fleet manager’s job. But it’s never a simple choice, and there’s no easy answer about which is best.

It’s not only about the costs. Every firm will have its own needs and limitations that must be taken into account. For example, how much mileage do you expect to do? How flexible will you need to be?

Understanding what the specific demands of your firm will be is crucial in making the right decision. Get it wrong and you could find yourself locked into an expensive contract, or struggling to offload unsuitable vehicles.

The factors affecting your decisions

Both leasing and purchasing vehicles have their own pros and cons. It’s therefore important to have a clear picture of your company’s situation and needs before making a decision. Here are some of the key factors you should be looking at.

1.  Cost

Your firm’s financial position may dictate some of your decision-making. Buying a vehicle outright will naturally incur higher upfront costs. But this is not the only expense you have to think about.

You also need to take into account the total cost of ownership (TCO), such as maintenance bills and monthly payments. In the long term, this can work out more expensive for a leasing agreement than a purchase.

Some of the financial pros of buying a vehicle include:

  • Cheaper long-term costs – If you plan on keeping a vehicle for many years, the TCO is likely to work out cheaper than for leasing.
  • Company asset – Once paid off, the vehicle will appear as an asset on your balance sheet, although outstanding finance will show as a liability.
  • Insurance – Leasing agreements may require a higher level of coverage, which can push the price of insurance up.

Leasing a car, however, can also have its financial advantages. Some of the cost benefits of leasing over buying vehicles include:

  • Fewer upfront costs – If cash flow is an issue, the lower initial payments and fixed monthly fees can make leasing an attractive short-term option.
  • Predictable expenses – Having a single fixed monthly cost makes financial planning easier. With a full service lease, issues such as maintenance, repairs and insurance are also all included.
  • Depreciation – You won’t have to worry about having to sell on a vehicle that is losing value.

2.  Your usage needs

Another major factor in your decision will be how you expect to use your vehicles. If you’re buying a car or van, you will obviously have complete freedom to do whatever you wish with it.

Dashboard image of a man driving down a motorway

This means not worrying about mileage restrictions or wear and tear limits that often come with leased vehicles. Mileage limits in particular can require close attention when leasing vehicles.

Choosing a deal with lower restrictions will be cheaper, but will require careful management to ensure you don’t exceed your allowance, which can lead to additional fees. You can handle this using mileage tracking tools to take control, but it’s always something to be aware of.

Of course, this is not an issue when buying, other than considering how high mileage may affect the later resale value.

Buying vehicles outright also means you’re not tied into a contract. Therefore, if your needs change, you can react quickly to replace them, or make any necessary modifications. Again, this is not something that’s typically available with leased vehicles.

On the other hand, if you expect to replace your vehicles on a regular basis anyway, a lease can offer many benefits. If you’re upgrading to the newest vehicle every three to five years, leasing gives you many options.

For example, this can ensure you’re always opting for the most fuel-efficient equipment. This not only cuts down on your fuel bills, but also improves your firm’s carbon footprint.

3.  Maintenance

Keeping your vehicles in good working order is essential whether you’re buying or leasing. However, there are a few different factors to consider in for leasing versus buying fleet vehicles.

If you’re leasing, the chances are you’ll be working with the most up-to-date, low-mileage vehicles. This means, in theory, they’ll need to spend less time in the garage.

However, depending on the terms of your contract, your leasing provider may insist on a thorough maintenance regime in order to keep them this way.

If you are leasing, you’ll still be responsible for regular issues such as servicing and oil changes. You may also consider a maintenance agreement that will cover areas like parts, especially if you’re doing higher mileage.

Be aware these can differ however. For example, some agreements will cover tyres while others won’t. Each provider will also have their own policies for what counts as reasonable usage.

Maintenance costs also need to be factored in when you’re buying. This may be especially true if you’re planning on keeping vehicles for a long period or running high mileage. While you won’t have to worry about keeping within agreed wear and tear limits, costs can quickly climb as vehicles age.

4.  Management

Finally, you’ll also have to think about how to keep control of your fleet. There are a wide range of things to think about in this area, and leasing can help take some of them off your hands.

For large fleets in particular, this can be a vital time-saver. You do, however, have to pay close attention to the terms of your lease.

If you are looking for a leasing provider, there are several things to keep in mind. You’ll need a company that’s fully authorised and regulated by the Financial Conduct Authority, for example. You also need to be familiar with the various types of lease that are available.

Having the right tools and technologies can make the management of your fleet easy, whether you’re leasing or buying. From telematics tools to service checks, find out how Fuel Card Services can help you stay in control.

Person at computer comparing fuel cards

What Are The Best Fuel Cards In The UK?

It may be challenging to narrow your search to the best fuel card for your business. With various fuel cards on the market, how do you make the right choice? In this article, we will discuss the different types of fuel cards, helping you determine the benefits of each.

What are fuel cards?

Fuel cards save you money on petrol and diesel costs and offer a hassle-free, quick fleet management solution.

Discover all the locations that accept your type of fuel card in our guide ‘Where can I use my fuel card?’.

The best fuel cards

We have examined suppliers and have compiled a comprehensive list of the best fuel cards in the UK.

 

Allstar fuel cards – The best fuel card for great coverage

Allstar boasts the most extensive network coverage in the UK. Their card can be used at over 7,600 sites, a staggering 90% of the UK network. Brand partners include BP, Shell, Esso, and supermarkets Morrisons and Tesco.

Is an Allstar fuel card right for my business?

The Allstar card is an excellent option for businesses requiring drivers to travel around the UK.

 

Shell fuel cards – The best fuel card for extensive features

Shell is an attractive fuel card provider because of their extensive range of additional services. Besides offering competitive rates, Shell’s online portal offers reporting features and route planning.

Where can you use Shell fuel cards in the UK?

Shell’s fuel cards let drivers pay for more than just fuel. You can pay for toll fees at bridges and tunnels, so your drivers don’t need to worry about carrying cash.

You can also use the Shell Go+ app, which offers various benefits, such as discounted hot drinks and cheaper branded motor oil.

We have listed an overview of each Shell card offered here at Fuel Card Services.

Shell CRT fuel card

With this card, you can access over 1,000 sites at all Shell-branded service stations, including 400 core sites, 650 non-core sites, and 53 motorway sites.

Shell Multifleet fuel card

The Multifleet card is accepted at over 3,800 Shell, Esso, Texaco, Gulf, Morrisons, Gleaner, and Circle K sites, including 66 motorway sites. This card’s great benefit is that Shell FuelSave diesel, available at all Shell sites, is free of charge.

Shell One fuel card

Using this card, you can access over 3,800 sites at Shell, Esso, Texaco, Gulf, Morrisons, Gleaner, and Circle K, including 66 motorway sites.

Over 120 sites on primary transit routes have fitted AdBlue pumps, meaning your drivers can save time.

 

UK Fuels card – a great all-rounder

UK Fuels is one of the largest suppliers in the industry.

Where can I use a UK Fuels card?

The UK Fuels fuel card has access to a network of over 2,950 sites. It’s accepted at a selection of BP, Shell, Esso, Texaco, and independents on the UK Fuels network.

Moreover, you can use the UK Fuels card freely at Morrisons, Tesco, and Co-op sites. Another benefit is that you can save up to 10p per litre on diesel at participating motorway sites.

Is a UK Fuels card fit for my business?

The UK Fuels card is attractive for those who want access to a vast range of sites, whether branded, independent, or supermarket.

 

Esso fuel cards – The best fuel card for fair local pricing

You can access one of Esso’s largest branded networks of over 1,300 sites. Its extensive network offers convenience, as 70% of people live within a 2-mile radius of an Esso site.

With Synergy diesel and unleaded, you can increase fuel economy by 1.8% compared to standard fuel.

Esso prices its fuel locally, offering competitive prices regionally – particularly outside cities.

 

BP Fuel cards – The best fuel card for a fantastic motorway network

Household familiar name BP has many benefits. With access to over 3,500 sites, BP has one of the largest networks of all the major brands.

Where can I use BP Fuel cards?

BP boasts the most significant number of motorway sites, with over 70 across the UK. This makes BP attractive nationwide for most businesses that use it significantly more on longer routes. Moreover, you can pay for BP fuel using the BPme app by entering the pump number, vehicle registration, and mileage before your driver fills it out. Plus, the BPme app includes BPme Rewards, which gives you access to fantastic offers and products.

 

Evaluated the best fuel cards: What next?

The fuel card you choose needs to fit your business perfectly. Names like Allstar provide excellent network coverage, while Shell offers additional benefits besides fuel. UK Fuels, however, is another fantastic option to consider if you want to use nearly all fuel suppliers.

If you’re still looking for the right solution, our expert team can compare the fuel card options best suited to your business.